The 2024 Finance Planner is finally here! Each December I conduct a personal finance review of the past year and plan out the coming year. Doing this has made a huge impact on my understanding of my own finances, and helps me achieve my financial goals each year! After getting…

Similar to credit card travel hacking, bank account churning involves opening up new bank accounts to get their sign-up offers and closing them/moving your money out of them once you’ve received the bonus. It can be an easy, low-effort way to use your money to make money! I made 60k miles from bank account churning! I recently received…

In an era dominated by personal branding, GRWMs, day-in-the-life vlogs, and instant-fame-influencers, faceless accounts have become outliers. Despite the status quo, here are two reasons why faceless Instagrams are superior (in my probably-biased opinion as a faceless content creator). Two Reasons Why Faceless Instagrams Are Superior Privacy It goes without saying, but if you value privacy and safety…

I don’t consider Medium one of my primary platforms for content creation, so I never create original content for it. Instead, I use Medium’s import feature to import existing posts on the Organized Finance blog to Medium. For context, I post two blog posts per week to the Organized Finance…

Would you try working two jobs to accelerate your wealth-building journey? Or do you prefer to stick to the rules and take the slow-and-steady path to retirement? As remote work opportunities skyrocketed during the pandemic, some workers began to pick up extra jobs to increase their income, unbeknownst to their…

It’s been a while since I last introduced myself here! In this post I’ll be reintroducing Organized Finance & sharing popular resources that you may find useful on your financial journey. The Origin of Organized Finance In 2021, I graduated debt-free from Stanford (here’s how) and began working as a software engineer in San Francisco…

Taking control of your financial future begins with setting up efficient automated systems. Here are five steps to take to put your finances on autopilot: 1. Automate your savings Automate contributions to your sinking funds, retirement accounts, emergency fund, and brokerage accounts. By doing so, there will be less pressure on yourself to remember…

If you use credit cards to rack up rewards, you know that picking out the right card can be an arduous process. Here are 3 things I look for when selecting a new credit card: 3 things I look for when selecting a new credit card: 🏦 Fees: Credit card interest rates are notoriously high*, so using credit cards only makes…

Navigating the credit system can be confusing-and yet, having a good credit score is necessary for housing opportunities, low-interest rates (to prevent further debt accumulation), and even some employment applications. If you’re interested in making good financial decisions, then knowing how to improve your credit score is critical. …